{"id":582,"date":"2022-03-27T09:32:17","date_gmt":"2022-03-27T07:32:17","guid":{"rendered":"https:\/\/proliving.cz\/?p=582"},"modified":"2022-03-27T09:32:18","modified_gmt":"2022-03-27T07:32:18","slug":"majetek-v-suchu-v-dobe-rostouci-inflace-zkontrolujte-pojisteni","status":"publish","type":"post","link":"https:\/\/www.proliving.cz\/?p=582","title":{"rendered":"Majetek v suchu v dob\u011b rostouc\u00ed inflace? Zkontrolujte poji\u0161t\u011bn\u00ed!"},"content":{"rendered":"\n

Hrozba podpoji\u0161t\u011bn\u00ed nebo obava, \u017ee pojistn\u00e1 \u010d\u00e1stka nevysta\u010d\u00ed na opravy a po\u0159\u00edzen\u00ed nov\u00e9ho vybaven\u00ed bytu \u010di domu v p\u0159\u00edpad\u011b katastrofy? V sou\u010dasn\u00e9 dob\u011b je strach zcela na m\u00edst\u011b, rostouc\u00ed ceny a infla\u010dn\u00ed tlak na \u0159emesln\u00fd servis nav\u00edc zvy\u0161uj\u00ed n\u00e1klady a st\u00e1vaj\u00edc\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti nebo nemovitosti nemus\u00ed sta\u010dit. Lid\u00e9 si ani neuv\u011bdomuj\u00ed, \u017ee jejich pojistky star\u0161\u00ed v\u00edce ne\u017e 5 let neodpov\u00eddaj\u00ed dne\u0161n\u00edm cen\u00e1m stavebn\u00edch materi\u00e1l\u016f, za\u0159\u00edzen\u00ed ani slu\u017eeb, co\u017e pov\u011bt\u0161inou zjist\u00ed a\u017e ve chv\u00edli pojistn\u00e9 ud\u00e1losti. Jak jste na tom s poji\u0161t\u011bn\u00edm vy?<\/strong><\/em><\/p>\n\n\n\n

Jistota p\u0159i nenad\u00e1l\u00fdch ud\u00e1lostech<\/h2>\n\n\n\n

M\u00edt nemovitost zcela nepoji\u0161t\u011bnou? Takov\u00fd risk se zcela nevypl\u00e1c\u00ed, co\u017e se potvrdilo v minulosti p\u0159i ork\u00e1nech nebo v lo\u0148sk\u00e9m roce p\u0159i torn\u00e1du, kter\u00e9 postihlo ji\u017en\u00ed Moravu. Pot\u00ed\u017ee nast\u00e1vaj\u00ed i ve chv\u00edli, kdy se zjist\u00ed, \u017ee pojistn\u00e1 smlouva je zastaral\u00e1 a sjednan\u00e1 pojistn\u00e1 \u010d\u00e1stka n\u00edzk\u00e1. Riziku podpoji\u0161t\u011bn\u00ed se lze p\u0159itom u majetkov\u00e9ho poji\u0161t\u011bn\u00ed snadno vyhnout<\/a>. U poji\u0161\u0165ovny ERGO si lze prov\u00e9st kalkulaci a sjednat p\u0159\u00edpadn\u011b poji\u0161t\u011bn\u00ed online pouze na z\u00e1klad\u011b metr\u016f \u010dtvere\u010dn\u00edch obytn\u00e9 plochy.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed nemovitosti a dom\u00e1cnosti v jednom<\/h2>\n\n\n\n

V\u00fdhodou sjedn\u00e1n\u00ed je poji\u0161t\u011bn\u00ed nemovitosti a dom\u00e1cnosti sou\u010dasn\u011b, nedoch\u00e1z\u00ed tak k probl\u00e9m\u016fm p\u0159i rozli\u0161en\u00ed jednotliv\u00fdch pojistek nebo k jejich z\u00e1m\u011bn\u011b, kter\u00e1 m\u016f\u017ee m\u00edt pro rodinu zcela dramatick\u00fd dopad. Pojistnou \u010d\u00e1stku si lze nav\u00edc upravit s ohledem na rekonstrukci, vnit\u0159n\u00ed vybaven\u00ed nebo dal\u0161\u00ed majetek. V cen\u011b poji\u0161t\u011bn\u00ed jsou ve\u0161ker\u00e1 z\u00e1kladn\u00ed i katastrofick\u00e1 rizika, nadto rozbit\u00ed skla z jak\u00e9koli p\u0159\u00ed\u010diny, poji\u0161t\u011bn\u00ed elektroniky bez limitu, zkrat na elektromotorech nebo asisten\u010dn\u00ed slu\u017eba 24 hodin 7 dn\u00ed v t\u00fddnu, pro z\u00e1jemce jsou dal\u0161\u00ed informace na webu ergo.cz<\/a>.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Sou\u010d\u00e1st\u00ed poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti<\/h2>\n\n\n\n

Krom\u011b ji\u0161t\u011bn\u00ed majetku<\/a> je sou\u010d\u00e1st\u00ed t\u00e9to pojistky i poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti, kter\u00e9 se vztahuje na \u0161kody, kter\u00e9 vzniknou vlastn\u00edm po\u010d\u00edn\u00e1n\u00edm ciz\u00ed osob\u011b na majetku nebo zdrav\u00ed. Typicky m\u016f\u017ee j\u00edt o vytopen\u00ed soused\u016f prasklou hadi\u010dkou od my\u010dky nebo \u00faraz po nehod\u011b na sjezdovce p\u0159i rekrea\u010dn\u00edm sportov\u00e1n\u00ed. V\u00fdhodou je celosv\u011btov\u00e1 platnost pojistky a to, \u017ee se vztahuje na v\u0161echny \u010dleny poji\u0161t\u011bn\u00e9 dom\u00e1cnosti v\u010detn\u011b dom\u00e1c\u00edch zv\u00ed\u0159at, vyjma ps\u016f, kter\u00e9 lze p\u0159ipojistit.<\/p>\n","protected":false},"excerpt":{"rendered":"

Hrozba podpoji\u0161t\u011bn\u00ed nebo obava, \u017ee pojistn\u00e1 \u010d\u00e1stka nevysta\u010d\u00ed na opravy a po\u0159\u00edzen\u00ed nov\u00e9ho vybaven\u00ed bytu \u010di domu v p\u0159\u00edpad\u011b katastrofy? V sou\u010dasn\u00e9 dob\u011b je strach zcela na m\u00edst\u011b, rostouc\u00ed ceny a infla\u010dn\u00ed tlak na \u0159emesln\u00fd servis nav\u00edc zvy\u0161uj\u00ed n\u00e1klady a st\u00e1vaj\u00edc\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti nebo nemovitosti nemus\u00ed sta\u010dit. Lid\u00e9 si ani neuv\u011bdomuj\u00ed, \u017ee jejich pojistky star\u0161\u00ed v\u00edce ne\u017e […]<\/p>\n","protected":false},"author":1,"featured_media":584,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-582","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t